My Mom only has SS and less than $38,000 in a Money Market account that she withdraws from. My brother and his girlfriend are also taking from it as well.
She’s currently in an Independent Living facility but her dementia and demeanor are getting worse.
The Director has informed me that she needs memory care and may be evicted by October.
She creates so much drama and chaos that I can’t take her into my home again. Plus, I don’t have the space unlike my other siblings, and they won’t do anything at all for her.
I’m not sure what to do now but retire and flee the country. 🤪
Medicare and Medicaid are two different things. Medicare is Federally based and you must sign up at 65. Medicaid is State based. If Mom goes on Medicaid for LTC, She will keep her Medicare and Medicaid will be her secondary insurance. Medicare pays first, Medicaid pays the balance. Nothing comes out of your pocket.
The money that is being taken by the brother and his girlfriend will show up in the Medicaid application process.
So the POA will have to deal with that. Hopefully the missing money isn’t too much.