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Acknowledgment of Disclosures and Authorization
By proceeding, I agree that I understand the following disclosures:
I. How We Work in Washington. Based on your preferences, we provide you with information about one or more of our contracted senior living providers ("Participating Communities") and provide your Senior Living Care Information to Participating Communities. The Participating Communities may contact you directly regarding their services. APFM does not endorse or recommend any provider. It is your sole responsibility to select the appropriate care for yourself or your loved one. We work with both you and the Participating Communities in your search. We do not permit our Advisors to have an ownership interest in Participating Communities.
II. How We Are Paid. We do not charge you any fee – we are paid by the Participating Communities. Some Participating Communities pay us a percentage of the first month's standard rate for the rent and care services you select. We invoice these fees after the senior moves in.
III. When We Tour. APFM tours certain Participating Communities in Washington (typically more in metropolitan areas than in rural areas.) During the 12 month period prior to December 31, 2017, we toured 86.2% of Participating Communities with capacity for 20 or more residents.
IV. No Obligation or Commitment. You have no obligation to use or to continue to use our services. Because you pay no fee to us, you will never need to ask for a refund.
V. Complaints. Please contact our Family Feedback Line at (866) 584-7340 or ConsumerFeedback@aplaceformom.com to report any complaint. Consumers have many avenues to address a dispute with any referral service company, including the right to file a complaint with the Attorney General's office at: Consumer Protection Division, 800 5th Avenue, Ste. 2000, Seattle, 98104 or 800-551-4636.
VI. No Waiver of Your Rights. APFM does not (and may not) require or even ask consumers seeking senior housing or care services in Washington State to sign waivers of liability for losses of personal property or injury or to sign waivers of any rights established under law.I agree that: A.I authorize A Place For Mom ("APFM") to collect certain personal and contact detail information, as well as relevant health care information about me or from me about the senior family member or relative I am assisting ("Senior Living Care Information"). B.APFM may provide information to me electronically. My electronic signature on agreements and documents has the same effect as if I signed them in ink. C.APFM may send all communications to me electronically via e-mail or by access to an APFM web site. D.If I want a paper copy, I can print a copy of the Disclosures or download the Disclosures for my records. E.This E-Sign Acknowledgement and Authorization applies to these Disclosures and all future Disclosures related to APFM's services, unless I revoke my authorization. You may revoke this authorization in writing at any time (except where we have already disclosed information before receiving your revocation.) This authorization will expire after one year. F.You consent to APFM's reaching out to you using a phone system than can auto-dial numbers (we miss rotary phones, too!), but this consent is not required to use our service.
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Mostly Independent
Your loved one may not require home care or assisted living services at this time. However, continue to monitor their condition for changes and consider occasional in-home care services for help as needed.
Remember, this assessment is not a substitute for professional advice.
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My sister owned the house before they were married. Brother in law is headed toward title 19. If she sells after he enters nursing home, does that disqualfy him and would she have to pay back CT Medicaid? The house has always been in her name only.
Have her consult an attorney fast before applying for Medicaid. Although CT is not a community property state, it is an all property state where marital assets can but not necessarily will be considered a pooled asset in terms of divorce or asset distribution.
Really she needs to speak with elder law atty asap AND BEFORE he ever applies. For couples Medicaid usually affixes their finances as on the date of the Medicaid application. It’s often called the “snapshot” day and all assets as of that date are viewed 50/50 or often called the “half a loaf” approach to assets.
Medicaid rules when there is a community spouse is oodles more complicated. She can have assets but her assets will be limited in order for him to be eligible for Medicaid. Most states have the CS exempt asset limit at 119k and his asset limit at 2k. Over that she has to spend down. Unless she can find a creative way to recatagorize $. A NAELA or CELA level of elder law attorney will have suggestions and suggestions that are Medicaid compliant.
Also should she need his monthly income to live in the community, she can apply for CSRA or MMNA. These are resource allowance paid from NH spouse income to her and deducted from his income copay to the NH required by Medicaid. It’s kinda like alimony for the CS. Each state sets the CSRA figure. Getting the maximum usually needs an atty to shepherd the request through.
States too set limits on property value. Most have the house as an exempt asset if under 550k. But some states have it higher at about 800k/850k. Some states allow any value exemption if CS lives in home, but other states don’t. She needs to find this lil factoid out asap & before he applies.
How to do deal with the maze that is Medicaid & minimize her hit as a CS is not a DIY ever imo. She needs to meet with atty asap & before filing his application.
By proceeding, I agree that I understand the following disclosures:
I. How We Work in Washington.
Based on your preferences, we provide you with information about one or more of our contracted senior living providers ("Participating Communities") and provide your Senior Living Care Information to Participating Communities. The Participating Communities may contact you directly regarding their services.
APFM does not endorse or recommend any provider. It is your sole responsibility to select the appropriate care for yourself or your loved one. We work with both you and the Participating Communities in your search. We do not permit our Advisors to have an ownership interest in Participating Communities.
II. How We Are Paid.
We do not charge you any fee – we are paid by the Participating Communities. Some Participating Communities pay us a percentage of the first month's standard rate for the rent and care services you select. We invoice these fees after the senior moves in.
III. When We Tour.
APFM tours certain Participating Communities in Washington (typically more in metropolitan areas than in rural areas.) During the 12 month period prior to December 31, 2017, we toured 86.2% of Participating Communities with capacity for 20 or more residents.
IV. No Obligation or Commitment.
You have no obligation to use or to continue to use our services. Because you pay no fee to us, you will never need to ask for a refund.
V. Complaints.
Please contact our Family Feedback Line at (866) 584-7340 or ConsumerFeedback@aplaceformom.com to report any complaint. Consumers have many avenues to address a dispute with any referral service company, including the right to file a complaint with the Attorney General's office at: Consumer Protection Division, 800 5th Avenue, Ste. 2000, Seattle, 98104 or 800-551-4636.
VI. No Waiver of Your Rights.
APFM does not (and may not) require or even ask consumers seeking senior housing or care services in Washington State to sign waivers of liability for losses of personal property or injury or to sign waivers of any rights established under law.
I agree that:
A.
I authorize A Place For Mom ("APFM") to collect certain personal and contact detail information, as well as relevant health care information about me or from me about the senior family member or relative I am assisting ("Senior Living Care Information").
B.
APFM may provide information to me electronically. My electronic signature on agreements and documents has the same effect as if I signed them in ink.
C.
APFM may send all communications to me electronically via e-mail or by access to an APFM web site.
D.
If I want a paper copy, I can print a copy of the Disclosures or download the Disclosures for my records.
E.
This E-Sign Acknowledgement and Authorization applies to these Disclosures and all future Disclosures related to APFM's services, unless I revoke my authorization. You may revoke this authorization in writing at any time (except where we have already disclosed information before receiving your revocation.) This authorization will expire after one year.
F.
You consent to APFM's reaching out to you using a phone system than can auto-dial numbers (we miss rotary phones, too!), but this consent is not required to use our service.
Medicaid rules when there is a community spouse is oodles more complicated. She can have assets but her assets will be limited in order for him to be eligible for Medicaid. Most states have the CS exempt asset limit at 119k and his asset limit at 2k. Over that she has to spend down. Unless she can find a creative way to recatagorize $. A NAELA or CELA level of elder law attorney will have suggestions and suggestions that are Medicaid compliant.
Also should she need his monthly income to live in the community, she can apply for CSRA or MMNA. These are resource allowance paid from NH spouse income to her and deducted from his income copay to the NH required by Medicaid. It’s kinda like alimony for the CS. Each state sets the CSRA figure. Getting the maximum usually needs an atty to shepherd the request through.
States too set limits on property value. Most have the house as an exempt asset if under 550k. But some states have it higher at about 800k/850k. Some states allow any value exemption if CS lives in home, but other states don’t. She needs to find this lil factoid out asap & before he applies.
How to do deal with the maze that is Medicaid & minimize her hit as a CS is not a DIY ever imo. She needs to meet with atty asap & before filing his application.