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I. How We Work in Washington. Based on your preferences, we provide you with information about one or more of our contracted senior living providers ("Participating Communities") and provide your Senior Living Care Information to Participating Communities. The Participating Communities may contact you directly regarding their services. APFM does not endorse or recommend any provider. It is your sole responsibility to select the appropriate care for yourself or your loved one. We work with both you and the Participating Communities in your search. We do not permit our Advisors to have an ownership interest in Participating Communities.
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VI. No Waiver of Your Rights. APFM does not (and may not) require or even ask consumers seeking senior housing or care services in Washington State to sign waivers of liability for losses of personal property or injury or to sign waivers of any rights established under law.I agree that: A.I authorize A Place For Mom ("APFM") to collect certain personal and contact detail information, as well as relevant health care information about me or from me about the senior family member or relative I am assisting ("Senior Living Care Information"). B.APFM may provide information to me electronically. My electronic signature on agreements and documents has the same effect as if I signed them in ink. C.APFM may send all communications to me electronically via e-mail or by access to an APFM web site. D.If I want a paper copy, I can print a copy of the Disclosures or download the Disclosures for my records. E.This E-Sign Acknowledgement and Authorization applies to these Disclosures and all future Disclosures related to APFM's services, unless I revoke my authorization. You may revoke this authorization in writing at any time (except where we have already disclosed information before receiving your revocation.) This authorization will expire after one year. F.You consent to APFM's reaching out to you using a phone system than can auto-dial numbers (we miss rotary phones, too!), but this consent is not required to use our service.
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As I have discussed this before, we are in a position to buy a small farm in FL. If my husband has to go to a facility some day will they take my house if the house is in his name too? Thank you
Tarajane, if you are using joint funds to purchase a house only in your name, that would bring up a red flag when and if the time comes for Medicaid to get involved with the cost of a continuing care facility.
If the new house is in both names, then Medicaid will put a lien on half the value of the house. You would need to verify all that in Florida, as each State has their own way of doing things.
I am really wondering how you will have the energy to care of hubby, because as you know dementia only gets worse, and also have time to take care of the farm animals you wish to have with your new home. What if you are sick/injured [it does happen as we ourselves age], would hubby be able to go out and feed the animals for you or mend a fence or fix the shelters for the animals?
I think the advice above is good. You might consult with an Elder Law attorney in Florida, who knows Medicaid, to make sure you are making sound financial decisions, just in case your husband needs Medicaid.
Also, can your husband qualify for a mortgage? I'd be wary of jointly owning property if you aren't both on the mortgage. You might consult with a family law attorney about that, since it could have some negative consequences.
It's a personal decision, but I would do a lot of research before making that jump.
I can't imagine purchasing a farm, with all the upkeep that entails, when one spouse has dementia. It's extremely risky. How would you have the time and energy to arrange and facilitate a move, if spouse takes a downward turn? You'd have to arrange for perspective buyers to only come when husband is not home. And that may be problematic with a hostile and unpredictable dementia patient. Buyers could view the house with him there. It could be very stressful and hard to get it sold. Meanwhile, you'll have to pay others to keep up the chores. That's extra money.
I would discuss this with close friends and family members. Then I would consult with a financial adviser, attorney and also his doctor. I'm trying to think of even one of them who might think it was a good idea.
By proceeding, I agree that I understand the following disclosures:
I. How We Work in Washington.
Based on your preferences, we provide you with information about one or more of our contracted senior living providers ("Participating Communities") and provide your Senior Living Care Information to Participating Communities. The Participating Communities may contact you directly regarding their services.
APFM does not endorse or recommend any provider. It is your sole responsibility to select the appropriate care for yourself or your loved one. We work with both you and the Participating Communities in your search. We do not permit our Advisors to have an ownership interest in Participating Communities.
II. How We Are Paid.
We do not charge you any fee – we are paid by the Participating Communities. Some Participating Communities pay us a percentage of the first month's standard rate for the rent and care services you select. We invoice these fees after the senior moves in.
III. When We Tour.
APFM tours certain Participating Communities in Washington (typically more in metropolitan areas than in rural areas.) During the 12 month period prior to December 31, 2017, we toured 86.2% of Participating Communities with capacity for 20 or more residents.
IV. No Obligation or Commitment.
You have no obligation to use or to continue to use our services. Because you pay no fee to us, you will never need to ask for a refund.
V. Complaints.
Please contact our Family Feedback Line at (866) 584-7340 or ConsumerFeedback@aplaceformom.com to report any complaint. Consumers have many avenues to address a dispute with any referral service company, including the right to file a complaint with the Attorney General's office at: Consumer Protection Division, 800 5th Avenue, Ste. 2000, Seattle, 98104 or 800-551-4636.
VI. No Waiver of Your Rights.
APFM does not (and may not) require or even ask consumers seeking senior housing or care services in Washington State to sign waivers of liability for losses of personal property or injury or to sign waivers of any rights established under law.
I agree that:
A.
I authorize A Place For Mom ("APFM") to collect certain personal and contact detail information, as well as relevant health care information about me or from me about the senior family member or relative I am assisting ("Senior Living Care Information").
B.
APFM may provide information to me electronically. My electronic signature on agreements and documents has the same effect as if I signed them in ink.
C.
APFM may send all communications to me electronically via e-mail or by access to an APFM web site.
D.
If I want a paper copy, I can print a copy of the Disclosures or download the Disclosures for my records.
E.
This E-Sign Acknowledgement and Authorization applies to these Disclosures and all future Disclosures related to APFM's services, unless I revoke my authorization. You may revoke this authorization in writing at any time (except where we have already disclosed information before receiving your revocation.) This authorization will expire after one year.
F.
You consent to APFM's reaching out to you using a phone system than can auto-dial numbers (we miss rotary phones, too!), but this consent is not required to use our service.
If the new house is in both names, then Medicaid will put a lien on half the value of the house. You would need to verify all that in Florida, as each State has their own way of doing things.
I am really wondering how you will have the energy to care of hubby, because as you know dementia only gets worse, and also have time to take care of the farm animals you wish to have with your new home. What if you are sick/injured [it does happen as we ourselves age], would hubby be able to go out and feed the animals for you or mend a fence or fix the shelters for the animals?
Also, can your husband qualify for a mortgage? I'd be wary of jointly owning property if you aren't both on the mortgage. You might consult with a family law attorney about that, since it could have some negative consequences.
It's a personal decision, but I would do a lot of research before making that jump.
I can't imagine purchasing a farm, with all the upkeep that entails, when one spouse has dementia. It's extremely risky. How would you have the time and energy to arrange and facilitate a move, if spouse takes a downward turn? You'd have to arrange for perspective buyers to only come when husband is not home. And that may be problematic with a hostile and unpredictable dementia patient. Buyers could view the house with him there. It could be very stressful and hard to get it sold. Meanwhile, you'll have to pay others to keep up the chores. That's extra money.
I would discuss this with close friends and family members. Then I would consult with a financial adviser, attorney and also his doctor. I'm trying to think of even one of them who might think it was a good idea.