Medicaid Spend Down
Medicaid Spend Down Articles
Understanding the Medicaid Look-Back Period and Penalty Period
Seniors with limited income and assets must often use a spend-down strategy to qualify for Medicaid, but gifting can trigger a penalty period of ineligibility. Learn about Medicaid asset transfer rules to avoid problems with paying for long-term care.
8 CommentsA Prepaid Funeral Plan Should Be Part of Your Medicaid Spend-Down
Money paid for advance funeral planning can be an exempt expense under Medicaid rules. Learn more about how preplanning a funeral can help you qualify for Medicaid.
2 CommentsSpousal Impoverishment: Medicaid Spend-Down Rules for Married Couples
Medicaid spend-down rules for married couples are different, depending on where each spouse lives. When one still lives at home, known as the “community spouse,” they can often keep more assets and income to avoid what is called spousal impoverishment.
24 Comments“Spending Down” for Medicaid: One Caregiver’s Personal Journey
Navigating Medicaid’s financial eligibility requirements is complicated, and the spend down process is one of the trickiest parts. Learn from this caregiver’s experiences before devising your own Medicaid planning strategy.
86 Comments
Medicaid Spend Down Questions
My mother is going to be in nursing facility long term. Are the utilities at her home included in her Medicaid spend down?
1 AnswerJoAnn29 Answered 7 hours agoBeing denied Medicaid due to a term life insurance policy we cannot track down.
3 AnswersAlvaDeer Answered 7 hours agoCan I purchase shampoo, cream, personal items, etc. for my mother on a Medicaid settlement spend down?
3 AnswersJoAnn29 Answered Sep 26, 2024Can you own a house, be a cosigner on another house and still qualify for medicaid to pay for a nursing home?
4 AnswersAlvaDeer Answered Sep 23, 2024
Medicaid Spend Down Discussions
My mom had to liquidate her annuity to pay for her assisted living facility. I'm told she will have to pay income tax on this money.
6 Commentsnotgoodenough Commented Apr 25, 2024Medicaid planning.
4 CommentsAlvaDeer Commented Dec 26, 2023How do I prepare my wife and myself for Medicaid and still retain, or at least have access to, our long-saved-for next egg?
5 Commentsquesohusker Commented Aug 2023The selling of a person on Medicaid’s personal vehicle after they have already been accepted to help cover their expenses?
3 CommentsGeaton777 Commented Aug 2023
Medicaid Spend Down Related Topics
- Elder Law
- Care Decisions
- Alzheimer's & Dementia
- Home Modification
- Burnout
- Long-distance Caregiving
- New to Caregiving
- Driving
- Cognitive Decline
- Signs of Dementia
- Area Agency on Aging
- Cancer
- Working Caregiver
- Elder Abuse
- Violent Behavior
- Lewy Body Dementia
- Memory Loss
- Mild Dementia
- Moderate Dementia
- Aging in Place